Privacy Policy
INTRODUCTION
This Privacy Policy ("Policy") explains how N2XO INC ("Company") collects, uses, and protects your personal information.
The Company operates as a Money Services Business (MSB) and complies with U.S. regulations.
CONTACT
N2XO INC
1001 S MAIN ST STE 500
Kalispell, MT 59901-1498
Email: office@n2xo.com
INFORMATION WE COLLECT
We may collect:
- Contact details
- Identification data
- Address
- Financial information
- Employment data
- Device and technical data
- Usage data
- Geolocation
We may collect data from you, third parties, and public sources.
Providing data is required to comply with legal obligations. Without it, services may not be provided.
We may use automated decision-making.
HOW WE USE DATA
We use data to:
- Provide services
- Perform KYC/KYB
- Comply with legal obligations
- Prevent fraud
- Communicate
- Improve services
- Conduct transaction monitoring and risk analysis
- Perform sanctions screening (including OFAC lists)
- Detect, investigate, and report suspicious or potentially illegal activity
LEGAL BASIS
We rely on:
- Contract
- Legal obligations
- Legitimate interest
- Consent
SHARING
We may share data with:
- Service providers
- Financial partners
- Affiliates
- Authorities
- Regulatory authorities and law enforcement agencies
- Financial intelligence units
- Compliance and sanctions screening providers
where required for compliance with AML, BSA, and OFAC obligations.
INTERNATIONAL TRANSFERS
Data may be processed in the United States.
RETENTION
We retain data for legal and compliance purposes (typically 5-7 years).
YOUR RIGHTS
You may:
- Access your data
- Correct your data
- Request deletion (subject to legal limits)
- Restrict processing
Contact: office@n2xo.com
CALIFORNIA RIGHTS
If you are a California resident, you have the right to:
- Know what data we collect
- Request deletion
- Opt out (we do not sell data)
- Non-discrimination
SECURITY
We use appropriate safeguards, but no system is completely secure.
CHANGES
We may update this Policy.
CONTACT
office@n2xo.com